These Terms and Conditions govern access to and use of smartcashmy.com operated by SmartCash (the "Service"). By using the site, you agree to these terms.
← Back to homeSmartCash is a technology-based financial product comparison platform. The Service provides free informational tools that allow users to compare payday loan and online cash loan offers from third-party lending partners in Malaysia. SmartCash is not a lender and does not issue credit.
When using the comparison tool, users may be redirected to a lending partner website. From that point, the relationship is between the user and the lender. SmartCash does not control approval, rates, fees, repayment terms, or disbursement.
SmartCash does not perform credit assessments, approve or reject loan applications, or determine financial conditions. All decisions are made by the selected lender.
Users agree to provide accurate information, review lender terms carefully, understand total repayment costs, and borrow responsibly before accepting any loan offer.
Information shown on SmartCash is for general informational purposes. Although we aim to keep it current, final terms are determined by each lender at the time of application.
All site content, designs, logos, source code, images, and graphics are owned by SmartCash or their respective rights holders. Unauthorized commercial use is prohibited.
SmartCash is not liable for direct, indirect, or consequential damages arising from use of the site, financial decisions, actions of third-party lenders, service interruptions, or technical errors.
These Terms are governed by the laws of Malaysia. Disputes arising from site use are subject to the competent courts of Malaysia.
SmartCash may modify these Terms at any time. Continued use of the Service after publication of changes constitutes acceptance of the updated terms.